_{DISCLOSURE: Your use of this website is acknowledgement that you have read and understood this complete page. This website is a publication of Nautilus Financial Group, Inc. (NFG). Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author as of the date of publication and are subject to change. Information on this website is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. Karrie A. Thomas, CFP® is an Investment Advisor Representative of and offers investment advice through Nautilus Financial Group, Inc. (NFG). NFG is registered as an investment adviser in the states it conducts business in. It only transacts business in those states where it is properly notice filed, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators and does not indicate that the adviser has attained a particular level of skill or ability.}