IMPORTANT — PLEASE READ CAREFULLY: By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree, please do not use this website. Nothing on this website constitutes investment advice, a solicitation, or an offer to buy or sell any security or investment product.
1. About Nautilus Financial Group, Inc.
Nautilus Financial Group, Inc. (“NFG,” “we,” “us,” or “our”) is a registered investment adviser in the states in which it conducts business. NFG only transacts business in states where it is properly notice-filed, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators and does not indicate that the adviser has attained a particular level of skill or ability.
Karrie A. Thomas, CFP® is an Investment Advisor Representative of NFG and offers investment advice through Nautilus Financial Group, Inc.
2. Acceptance of Terms
By accessing the Nautilus Financial Group website located at nautilusfingroup.com (the “Site”), you agree to be legally bound by these Terms of Use (“Terms”), our Privacy Notice (provided in accordance with SEC Regulation S-P), and any additional guidelines or policies posted on the Site. These Terms constitute a binding legal agreement between you and NFG.
We reserve the right to modify these Terms at any time without prior notice. Changes will be posted on this page with an updated effective date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. Your use of this website is acknowledgment that you have read and understood the complete contents of this page.
3. No Investment Advice; No Client Relationship
The content on this Site is provided for general informational purposes only and is believed to be factual and up-to-date; however, we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author as of the date of publication and are subject to change without notice.
Nothing on this Site should be construed as:
- Investment advice, a recommendation, or a solicitation to buy or sell any security or investment product;
- Legal, tax, accounting, or financial planning advice specific to your individual situation;
- An offer or solicitation to provide investment advisory services in any jurisdiction where such an offer or solicitation would be unlawful or where NFG is not properly registered or exempt from registration.
Information on this website is not an offer to buy or sell, or a solicitation of any offer to buy or sell, the securities mentioned herein. Accessing this Site, submitting a contact form, or otherwise communicating with NFG through this Site does not create an investment advisory relationship, client relationship, or any other professional relationship. A formal advisory relationship is established only upon execution of a written investment advisory agreement with NFG.
4. No Guarantee of Performance or Results
Past performance is not indicative of future results. Any references to historical performance, example portfolios, case studies, or hypothetical scenarios on this Site are provided for illustrative purposes only and do not guarantee future investment results. All investing involves risk, including the potential loss of principal. The value of investments may fluctuate and investors may receive back less than they originally invested.
5. State Registration and Regulatory Disclosures
NFG is registered as an investment adviser in the states where it conducts business and only transacts business in states where it is properly notice-filed or exempt from registration requirements. For information about NFG’s registration status and background, you may contact:
- U.S. Securities and Exchange Commission (SEC) — Investment Adviser Public Disclosure (IAPD): www.adviserinfo.sec.gov
- Virginia State Corporation Commission, Division of Securities and Retail Franchising: www.scc.virginia.gov/pages/Securities
- SEC Office of Investor Education and Advocacy: www.investor.gov
Prospective clients should review NFG’s Form ADV (Parts 1 and 2), which contains detailed information about our advisory business, fees, and potential conflicts of interest, prior to engaging our services.
6. Privacy Notice (Regulation S-P)
NFG’s collection, use, and protection of your nonpublic personal information is governed by our Privacy Notice, which is provided in accordance with SEC Regulation S-P. Our Privacy Notice describes:
- The types of personally identifiable financial information we collect (including information from applications, transactions, and consumer reporting agencies);
- Our policy not to disclose nonpublic personal information to anyone except as permitted or required by law, or as necessary to provide services to you;
- The physical, electronic, and procedural safeguards we maintain to protect your information.
A copy of our Privacy Notice is available upon request and may be provided to you at account opening and annually thereafter as required by law. By using this Site, you acknowledge receipt of and consent to the practices described in our Privacy Notice.
7. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Nautilus Financial Group, Inc. or its content suppliers and is protected by applicable United States and international copyright, trademark, and intellectual property laws.
You may access and use the Site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, transmit, repost, or otherwise use any content from this Site without the prior written permission of NFG.
8. Third-Party Links and Resources
This Site may contain links to third-party websites, tools, or resources. These links are provided solely for your convenience and informational purposes. NFG does not control, endorse, or assume responsibility for the content, accuracy, or practices of any third-party websites. Your use of any third-party site is subject to that site’s own terms and conditions and privacy policies.
9. Prohibited Uses
You agree not to use this Site to:
- Violate any applicable federal or state law, regulation, or third-party rights;
- Transmit any material that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable;
- Attempt to gain unauthorized access to any portion of this Site or its related systems or networks;
- Introduce any viruses, malware, or other harmful or disruptive code;
- Scrape, harvest, or collect data from this Site without prior written consent from NFG;
- Use the Site for any commercial purpose not expressly authorized by NFG.
10. Disclaimer of Warranties
THIS SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NFG DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NFG DOES NOT WARRANT THAT THIS SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE INFORMATION ON THIS SITE MAY BE CHANGED OR UPDATED WITHOUT NOTICE.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NFG, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS SITE OR RELIANCE ON ANY INFORMATION CONTAINED HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
12. Indemnification
You agree to indemnify, defend, and hold harmless NFG and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of this Site, your violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of this Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Virginia, and you consent to personal jurisdiction in those courts.
14. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms, together with the Privacy Notice and any other legal notices published by NFG on this Site, constitute the entire agreement between you and NFG regarding your use of this Site and supersede all prior agreements and understandings.
16. Contact Information
If you have any questions or concerns about these Terms of Use, please contact us:
Nautilus Financial Group, Inc.
Chief Compliance Officer: Karrie A. Thomas, CFP®
Website: nautilusfingroup.com
For regulatory inquiries or complaints, you may also contact the SEC at www.sec.gov or the Virginia State Corporation Commission at www.scc.virginia.gov.