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We are a firm that strives to facilitate multi-generational financial planning. We have clients that range from college-age with their first ROTH IRA’s to retirement and everyone in between. We take pride in having multiple generations among our clients along with single professionals and non-profit organizations. Our strengths include customer service, client satisfaction and the ability to help everyone regardless of where they are in their financial timeline.

Our fees are prorated and paid quarterly, in arrears, based upon the average daily balance of the account for the quarter being billed. Our fees are considered “wrap fees”- meaning the client does not pay a transaction fee for executed trades, we do. We have separate hourly fees for consulting and a one-time set up fee for 529 plans. These plans are not charged quarterly but are maintained as a courtesy to our existing clients.

We view every client as unique with individual goals and needs specific to them. We utilize an approach that is measured and balanced with a desire to involve our clients to the extent they wish to be involved by being accessible, approachable and understanding.

A fiduciary is a person that owes to another the duties of good faith and trust. It represents the highest legal duty of one party to another and involves being bound ethically to act in the other’s best interests.

We utilize SEI Private Trust Company and Charles Schwab for our brokerage clients, and we use American Funds for 529 Plans.